Site information and liability notice

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Key Warnings

General Notice

Never make financial decisions based solely on website information.

Consult a professional before significant changes to your financial approach or obligations.

This site is designed to share general financial concepts, practical frameworks, and personal experience—not to replace individualized advice from certified professionals. Every reader’s needs and situations differ, so use the information as a foundation, not as direct instruction. You are encouraged to seek out appropriate expertise for your particular challenges and goals.

External Links

The site may reference or link to external resources. I am not responsible for the accuracy, reliability, or content of these external sites. Visiting them is at your own discretion, and you should review their policies separately.

Information Accuracy

While I strive to provide accurate and up-to-date information, I cannot guarantee the completeness or suitability of any material presented here. All content is reviewed regularly, but errors or omissions may occur. If you notice an inconsistency, please contact me directly so corrections can be made. Your vigilance and feedback are always welcome in keeping information clear and current.

Information is for reference only and may change.

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Limitations of Liability

Results May Vary

There are limits to what this site and its owner can be held responsible for. Your use is at your own risk, and you must evaluate all information independently before acting.

Seek Professional Advice

The content here is not a substitute for professional financial, legal, or tax advice. Always consult a certified expert regarding your unique situation before acting on any general principles or tools shared.

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The site owner is not liable for losses or damages that result from reliance on the site’s information.
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No warranties are provided regarding the timeliness, accuracy, or suitability of content for any specific purpose.
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Service interruptions or technical issues are possible and may affect access or data integrity.
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External sites or resources linked are outside my control, and I do not endorse or verify their content.

Results May Vary

Results may vary depending on individual actions, discipline, and external factors. No outcome described on this site should be interpreted as typical or assured.

Individual Experiences Differ

Each person’s experience will differ based on their circumstances, choices, and market conditions. I share frameworks, not guarantees.

Financial Information Disclaimer

All financial content provided here is for informational purposes only and does not constitute personalized advice. Your circumstances may require consultation with a qualified professional familiar with your specific needs.

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Nothing on this site should be interpreted as tailored financial guidance for your personal situation.
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Decisions made based on information here are solely your responsibility.
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Consult a licensed financial advisor before acting on any suggestions or information shared here.

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Jurisdiction and Governing Law

Contact Details

Legal rights and responsibilities are shaped by local context.

All interactions with this site, including disputes, are subject to the jurisdiction of Malaysian courts and legal authorities. You must comply with applicable laws and are responsible for understanding your obligations as a site user.

This disclaimer and all site activities are governed by the laws of Malaysia. Your access and use of the content are subject to these legal requirements at all times.

Laws and regulations specific to Malaysia apply. Users from other jurisdictions should verify compliance with local rules before using the site’s content or services.

Indemnification

By using this site, you agree to indemnify and hold harmless the owner and any contributors from any liability arising from your use of the site or its materials. Your use is voluntary and at your own discretion.

Severability

If any part of this disclaimer is found to be invalid or unenforceable under applicable law, the remaining sections will continue in full effect.

Modifications

I reserve the right to update or modify this disclaimer at any time, with changes taking effect as soon as published. Please check this page periodically to stay informed about your rights and responsibilities when using this site.

Contact Details

If you have questions about the content or need clarification on any disclaimer, I encourage you to reach out. Open dialogue ensures shared understanding and responsible use of information.

Contact Email: content@oleraxivan.sbs

Phone Number: +6013-366 9132

Office Address: Menara Prestige, No. 1, Jalan Pinang, Level 30-32, Kuala Lumpur 50450 Malaysia